2027 Monthly Budget Spreadsheet (Excel & Google Sheets)

A simple monthly budget that does the maths for you. Set your plan once, log what you spend, and see exactly where you stand each month. Works in Excel and Google Sheets.

• Dashboard: pick a month to see income, expenses, savings and what's left, with budget vs. actual for every category.
• Setup: up to 40 of your own categories, each with a monthly budget.
• Transactions: log purchases and paychecks with a category dropdown.
• Annual view: the whole year month by month, with a chart.

Type only in the yellow cells; everything else calculates on its own. Example data included. Instant download: one .xlsx file. Open in Excel, or upload to Google Drive to use in Google Sheets.

This is a digital product. Nothing will be shipped. It is a planning tool, not financial advice.